As Branch Manager at Habib Bank Limited, I oversee the daily operations of the branch, ensuring efficient service delivery, regulatory compliance, and achievement of financial targets. I lead a team of relationship managers and support staff, fostering a high-performance culture focused on customer satisfaction and business growth. My role includes strategic planning, managing branch budgets, and implementing initiatives to improve profitability and customer retention. Key Responsibilities & Achievements: Leadership & Team Management: Supervised and mentored a team, driving productivity and delivering exceptional customer service. Sales & Business Development: Drove branch sales efforts, achieving key financial targets and growing the customer base by identifying new opportunities in the local market. Financial Management: Managed branch profitability, oversaw daily financial transactions, and ensured adherence to all banking regulations and compliance standards. Client Relationship Management: Cultivated strong relationships with both retail and corporate clients, providing tailored financial solutions and enhancing customer loyalty. Operational Efficiency: Streamlined branch operations, improving process efficiency and reducing operational costs.

I earned my Bachelor’s degree in Accounting and Finance, providing me with a solid foundation in financial principles, accounting practices, and analytical skills. The program covered key areas such as financial reporting, corporate finance, budgeting, taxation, and investment analysis, equipping me with the technical expertise required for a career in the financial sector. My academic experience also developed my ability to analyse financial data, make informed decisions, and understand the broader economic and business environment.